Job Summary 

Financial Advisors have clients who have securities in their accounts. Some clients request loans on these securities. This person would be involved with the processing of these types of loans. 

Essential Duties and Responsibilities

• Customer fills out a loan application and sends it into RJ, an analyst assigns application to another loan analyst. The assigned analyst will then review the application, pull credit, verify customer identity (Address, DOB, name, Social), creates files for each client loan, and pull client documents out of said folders, as needed.
• Will also enter security loan into an excel report
• The duties of the SBL Underwriter are slightly different compared to a Mortgage Underwriter. With Mortgage Underwriting, the loan institution will always screen the customers' financials; however, for the SBL Underwriter - since the loan is based off the securities in the clients account, screening the customers' financials may not always be necessary. 
• After the customer fills out a loan application and sends it to Raymond James' SBL department, the application will get assigned to a Loan Analyst (role described above). The assigned analyst will then review the application, pull credit, verify customer identity (Address, DOB, Name, Social, etc.). They will then create a file and maintain a client folder for each loan. Once the analyst completely reviews the application, it will go to the Underwriter. The Underwriter will then review everything that the Loan Analyst documented pertaining to the application (i.e. credit history, customer identity, etc.). The underwriter will then sign-off on the loan application. 

Knowledge, Skills, and Abilities:

• At least 2+ years of mortgage underwriting experience
• At least 2+ years of mortgage loan processing experience
• Experience with managing a loan pipeline of 30+ loans at any given time 
• Basic to intermediate excel skills
• Clear and professional written and verbal communication skills (ability to use proper grammar and spelling at all times)
• Customer service oriented
• Team player, will jump in and help
• Highly organized, ability to meet deadlines, sense of urgency, high attention to detail
• Experience with securities and / or security based loans
• Adequate technical skills - ability to navigate through numerous systems at once
• High School Diploma required
• Bachelor's Degree preferred

This is the pay range that Magnit reasonably expects to pay for this position: $26.25/hour - $35.00/hour

Benefits: Medical, Dental, Vision, 401K